Tenant Legal Liability Coverage
A master liability policy that protects property owners from tenant-caused damage and liability events. Residents who don’t carry their own renters insurance are enrolled automatically.
$100K coverage • Automatic enrollment • 50 states
360° Coverage for Your Properties
Beagle combines AI verification, automatic waiver enrollment, and hands-off management into one seamless program.
AI Insurance Verification
Residents get a portal to instantly verify any third-party insurance policy. PMs will see verification results on their dashboard.
Resident Liability Waiver
If residents don’t have valid renters insurance, we handle resident-caused damages by enrolling your residents in a waiver program.
Fully Hands-Off Experience
Everything is built directly into the lease, so there is no extra work for you.
Why Tenant Legal Liability?
Traditional renters insurance requirements leave gaps. Residents cancel policies, let them lapse, or never get coverage in the first place. TLL ensures your portfolio is always protected — automatically.
Protects the Property, Not the Tenant
TLL is a master policy that protects you as the property owner. Unlike renters insurance, which covers tenant belongings, TLL covers damage and liability events caused by residents.
Automatic Enrollment for Non-Insured
Residents who choose not to carry their own renters insurance are automatically enrolled into the waiver program, ensuring your portfolio is always protected.
You Control the Pricing
Set the waiver fee at a level that works for your portfolio. Property managers earn a share of every waiver fee collected, creating a new recurring revenue stream.
Continuous Coverage Monitoring
Beagle monitors every policy throughout the lease term. If a tenant cancels or lets coverage lapse, they’re automatically enrolled into the waiver program.
Frequently Asked Questions
Common questions about Tenant Legal Liability for property managers.
TLL is a master liability policy that protects property owners from tenant-caused damage and liability events. It is not renters insurance — it protects the property, not the tenant’s personal belongings. Residents who don’t carry their own qualifying policy are enrolled automatically.
TLL is a master policy that protects the property owner, not the tenant. Renters insurance is purchased by the tenant and protects their personal belongings. With Beagle, you can offer TLL as a fallback for residents who decline to carry their own policy, keeping your portfolio protected at all times.
No. Residents always have the choice to provide their own qualifying renters insurance policy. The TLL waiver is an alternative for those who choose not to obtain their own coverage, ensuring the property remains protected regardless.
Beagle’s TLL program provides up to $100,000 in coverage per occurrence for tenant-caused damage and liability events. This includes property damage, fire, water damage, and general liability incidents.
Beagle connects directly to insurance carriers and third-party data sources to confirm active coverage. Our AI validates policy status, coverage limits, and named insured details at the source — giving you verified data in seconds, not days.
Beagle charges zero onboarding fees and requires no long-term contracts. You can launch a TLL waiver program with no upfront investment and cancel at any time without penalty.
Products That Facilitate Property Management
Beagle products work even better together
Turn Compliance Into a Revenue Stream
A master liability policy that protects property owners from tenant-caused damage. Beagle handles enrollment, billing, and compliance monitoring automatically.
Lower Move-In Barriers, Keep Full Protection
Replace traditional security deposits with a low monthly fee. Reduce move-in costs for residents while maintaining your financial protection against damages.
Open Your Portfolio to Pet Owners
Cover property damage caused by pets and dog bite liabilities. Attract pet owners without increasing risk to your portfolio.
Your Benefits, Your Markup, Your Revenue
Unlike competitors that take a cut of your revenue, Beagle lets you keep 100% of the markup on every benefit you offer. Set your own pricing and build a new profit center for your portfolio.
