The building
Protection for the rental building after a covered loss, with valuation and deductibles set out in your quote.
Landlord insurance for the way you rent.
Property and liability coverage for the home you rent out, whether your residents stay for a year or your guests stay for a weekend.
Coverage for your rental home.
Your furnishings
Coverage for the furniture and contents you provide with the rental.
Rental income
Lost rental income following a covered loss that interrupts use of the property.
Guest and tenant liability
Protection for covered third-party injury and property-damage claims.
Coverage is subject to policy terms, exclusions, deductibles and underwriting. Your quote confirms the coverage available for your property.
For long-term and short-term rentals.
- A home on an annual lease
- A furnished short-term rental
- A property with one to four units
Your home policy may not follow your rental.
A homeowners policy and a booking platform's host protection can have different rules for rental activity. Review the occupancy, direct bookings and periods between stays before relying on either.
How to get covered.
Tell us about the rental
Start with the address, how you rent it and the basics of the building.
Review the options
Confirm coverage, deductibles and any additional information needed for your property.
Put coverage in place
Review the final terms and effective date before binding.
Frequently askedquestions
Yes. Occupancy is an input, not a category. A place on an annual lease and a nightly rental run on the same policy, each covered for how it is actually used.
